The amortization calculator is a valuable tool for estimating the amount of loan you can afford. You can quickly adjust the loan amount until the monthly payments will fit comfortably into your budget, and can vary the interest rate to see the difference a better rate might make in the kind of home you can afford. And since this Amortization Calculator is online and free, you can figure out your own budget before you ever have to deal with a bank or mortgage broker.
Click on the handy links below to view all types of calculators that will help you understand your home-buying finances at a glance.
Once you are comfortable with your ability to purchase or rent a home, please give us a call today to make arrangements to view the home of your dreams. We are Real Estate professionals and understand the Sun City, Surprise and Peoria markets because that's where we live, work and play!
Rate and Product Calculator
Find out what the total costs of your mortgage will be. Answer a few simple questions and this Rate/Cost/Product Calculator will show you a list of home loans you may qualify for, plus estimated monthly payments, interest rates and APR, points and closing costs. You can click on any loan option for more details, compare loans side-by-side, e-mail them and start the pre-approval process. A great tool for home shoppers!
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Affordability
Want to know how much home you can afford? Just answer a few simple questions and we'll show you, including the estimated loan amount you qualify for, the monthly payments and other important numbers.
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Monthly Payment Calculator
Your monthly
mortgage payment is calculated by adding the costs of the
principal and
interest on your loan, and money held in
escrow for taxes and insurance. How much will your monthly payment be? Get an idea now and compare different loan terms.
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Rent vs. Buy Calculator
If you rent your home and are thinking about buying, this calculator can help you determine if it makes financial sense. Simply provide some information about your current monthly rent and the home you’d like to buy, and find out fast which one saves you more money.
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Refinance Calculator
Is now a good time for you to refinance? Can you reduce your monthly payment? Can you get extra cash? Just enter information about your current loan and the new loan you're thinking about, and we'll calculate your savings.
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Amortization
Want to see what goes into your monthly mortgage payment? Just fill in the blanks to see how much goes toward principal and interest month by month over the life of the loan, and what the loan balance will be.
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Call today for a guaranteed same-day loan decision
(877) 815-5568
Make your home buying experience easier from start to finish. Gain an advantage over other buyers. Get a mortgage decision in minutes.
First-Time Homebuyer Tax Credit
If you are a
first-time homebuyer, now is the ideal time to contact us to discuss your home financing options.
Purchase a home now—and you may be able to take advantage of the new tax credit of up to $8,000. (Certain eligibility criteria must be met.)